There's nothing like 0% financing to spark your interest. Unfortunately, in most cases, 0% has strings attached, for example:
- You must forego the manufacturer's rebate.
- The offer may apply only to select new vehicles.
- You are forced to take a short-term loan with higher monthly payments.
Based on your situation these options may not be the best for your bottom line.
We Have Your Best Interests At Heart.
Take the dealer rebate and save money. By taking the rebate offered by the manufacturer and financing with low KeyPoint Credit Union rates, your loan payments will be calculated on a lower principal balance from the beginning. Therefore, you may actually pay less for your car and do more toward maintaining your net worth.
| |
Dealer Financing |
KeyPoint Credit Union |
Annual Percentage Rate
available as low as |
0%
|
1.99% APR*
|
| Purchase Price |
$18,000
|
$18,000.00
|
| Manufacturer’s Rebate |
$0
|
$2,000.00
|
| Amount to Finance |
$18,000
|
$16,000.00
|
| 3-Year Total Interest Paid |
$0
|
$496.00
|
| Approximately Monthly Payment |
$500
|
$458.00
|
| Total Payments |
$18,000
|
$16,496.00
|
KeyPoint Credit Union Financing saves you approximately $1,504
|
Note: Calculations are rounded to the nearest dollar and may not reflect your actual payment. Example assumes $2,000 manufacturer rebate applied to $18,000 vehicle purchase price. Example is used for illustrative purpose only. The rate used may not be available to every buyer.
*1.99% APR is the best vehicle loan rate KeyPoint is offering as of 02/22/13. Other restrictions apply. Rate will in no event be lower than 1.99%. All rates and terms subject to change without notice.