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KeyPoint Unlimited Checking

Unlimited Checking Account Details
Checking Account Description Save money with rebates on all your ATM transactions worldwide. This Unlimited Checking Account is the ideal account for people who often rely on the convenience of ATMs.

Monthly Service Fee

No direct deposit?
No problem.
Get your monthly service fee waived on eligible accounts² by meeting 3 simple monthly requirements:

  • 10 debit card transactions
  • 2 online bill pay transactions
  • Enroll in e-Statements

CHOOSE ONE:
FREE with Direct Deposit*
OR

$17 Monthly Service Fee

How to Apply Open a checking account online, call us at (888) 255-3637 or visit a KeyPoint branch.
Free Additional Features
Use any ATM in the world absolutely FREE** With the KeyPoint Unlimited Checking rebate program, you can get cash at any ATM in the world - absolutely FREE.
Mobile Access Stay in touch with your money from anywhere in the world, anytime using any of our latest technologies
24/7 Support Get helpful answers from real people by calling (888) 255-3637, or initiate an online Live Chat discussion with a live representative. We're here for you 24 hours a day, every day of the year.
Online Services
  • Online Banking: Check balances, transfer funds, pay bills online, get balance alerts and more in real time, any time.
  • Check View: View digital copies of cleared checks online.
  • e-Statements: Go Green! Get your monthly statement delivered electronically.
Unlimited Check Writing This helpful perk comes with all of our checking products.
VISA® Debit Card Pay for anything, anywhere VISA® is welcome; without having to write a check.
Coast-to-Coast Locations More than 4,000+ shared branches nationwide - it's like having a KeyPoint Credit Union branch everywhere you go - with no service charges.
Access365 TouchTone Banking

Fully-automated telephone banking available 24 hours a day, every day of the year by calling (888) 844-3279 or (408) 245-0104.

28,000+ Co-Op ATMs Use thousands of FREE ATMs nationwide.

*Requires monthly direct deposit of at least $500 or meet monthly requirements. Checking program availability and terms subject to change without notice. Restrictions apply.

** ATM fee rebates are available only on KeyPoint Unlimited Checking or Preferred Unlimited Checking accounts. Link to the KeyPoint ATM rebate form. KeyPoint fees for using third party ATMs and any international transaction fees assessed by VISA® are rebated, but third-party ATM operator fees are not rebated. Satisfactory ChexSystems history required; other restrictions and conditions apply.

2 Applies to only the Basic Checking, Unlimited Checking and Dividend Checking Accounts.