THE HOUSING FINANCIAL
DISCRIMINATION
ACT OF 1977 FAIR LENDING NOTICE
It is illegal to discriminate in the provision of or in the availability of financial assistance because of the consideration of:
1.
Trends, characteristics or conditions in the neighborhood or geographic area surrounding housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid an unsafe and unsound business practice or
2.
Race, color, religion, sex, marital status, national origin or ancestry.
It is illegal to consider the racial, ethnic, religious or national origin composition of a neighborhood or geographical area surrounding a housing accommodation or in determining whether of not, or under what terms and conditions, to provide financial assistance.
These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation or refinancing of one to four unit family residences occupied by the owner and for the purpose of the home improvement of any one to four unit family residences.
If you have questions about your rights, or if you wish to file a complaint, contact the management of this financial institution or:
Department of Financial Institutions
Consumer Information Desk
1810 13th Street
Sacramento, California 95814
1 (800) 622-0620
ACKNOWLEDGMENT OF RECEIPT
I /we received a copy of this notice
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