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Today's Rates

Savings & Certificates

Build your net worth by making your money work harder. 

We all want financial security and while it's good to put some of your assets in stocks and mutual funds, smart investors always keep a portion of their money in insured accounts.

At KeyPoint Credit Union, you can choose from many federally insured savings or certificate account options that will keep your funds completely safe while earning you solid dividends. For your peace of mind, each KeyPoint deposit account is federally insured up to $250,000 by the National Credit Union Administration.

Which account is right for you? Money Market Savings Account Smart Savings Account Kids Savings Account
(for kids under 18)
Traditional Certificate Account1
ATM Access2    
Dividends3 View rates View rates View rates View rates
Minimum Opening Balance $1,000 $100 $25 $1,000
Minimum Daily Balance $1,000 $100 $0 $1,000
Monthly service fee $10 $5 $0 $0

Start Saving Now!

Open a Savings/Certificate Account online, call us at (888) 255-3637, or visit a branch.

Savings & Certificate Account Disclosures

1 Early withdrawal penalties apply on certificates.

2 Must be age 12 or older for an ATM card.

3 Rates are subject to change without notice. All dividends are compounded and paid quarterly except Certificate Accounts which are compounded and paid quarterly and/or at maturity. Share Accounts have a variable rate and Certificate Accounts have a fixed rate.

NCUA | Accounts in the same name are insured to an aggregate total of $250,000 by the National Credit Union Share Insurance Fund.