Motorcycles - New (Max. Age of 3 Model Years) Effective January 1, 2009
| Loan to Value |
APR |
Credit Limit |
Term (Months) |
| 61% - 80%** |
14.35* |
$2,500 to $15,000 |
NEW - 48 |
| less than 60% |
13.55* |
$2,500 to $15,000 |
NEW - 48 |
Motorcycles - Used (Max. Age of 3 Model Years) Effective January 1, 2009
| Loan to Value |
APR |
Credit Limit |
Term (Months) |
| 61% - 80%** |
15.35* |
$2,500 to $15,000 |
USED - 24 |
| less than 60% |
14.55* |
$2,500 to $15,000 |
USED - 24 |
Recreational Vehicles and Boats under 28ft Effective January 1, 2009
| Loan to Value |
APR |
Credit Limit |
Term (Months) |
| 61% - 80% (new)** |
10.95%* |
$2,500 or more |
24 - 120 |
| less than 60% (new) |
10.75%* |
$2,500 or more |
24 - 120 |
| 61% - 80% (used)** |
11.95%* |
$2,500 or more |
24 - 120 |
| less than 60% (used) |
11.75%* |
$2,500 or more |
24 - 120 |
Call (888) 255-3637 to learn more.
* APR
Boat, RV, Motorcycle, Signature Loan and Line rates may be reduced by a maximum total discount of .25% if you have Automatic Loan Payment from a KeyPoint Credit Union checking or savings account.
** Value:
New - The maximum amount KeyPoint Credit Union will finance on New RV, Boats or Motorcycle loans will be 80% of the purchase price plus tax, license, and all documentation/recording fees.
Used - The maximum amount KeyPoint Credit Union will finance on Used RV, Boats, or Motorcycle loans will be 80% of the Wholesale Book Value plus tax, license and documentation/recording fees.
Used boats with amount financed of $10,000.00 or more require a marine survey. Motorcycles require a minimum wholesale value of $1,500.00.
PAYMENT EXAMPLES:
- Pay $44.06 per month per $1000 borrowed at 5.49% APR for 24 months
- Pay $28.70 per month per $1000 borrowed at 16.70% APR for 48 months
Ask the Credit Union for a payment example on the loan type, amount and term you want.