| Life Insurance |
| Term Life Insurance |
Term life insurance is designed to provide you with protection for a specified period of time, typically one, five, ten or twenty years. For instance, term insurance can help ensure that your family will be able to pay off the mortgage, pay ongoing living expenses, or fund college education costs if you die prematurely while you still have outstanding debts or while your children are young.
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| Whole Life Insurance |
Unlike term insurance, whole life offers coverage for your entire life. And it accumulates cash value, which is accessible in the form of loans or withdrawals. So whole life can represent a future source of money as well as protection. The premiums remain the same throughout your lifetime. |
| Get a Free Quote and Apply Today |
View options for Life Insurance products or call toll-free (877) 636-2377.
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| Accident & Dismemberment Insurance (AD&D) |
| Program Highlights |
KeyPoint Credit Union has made special arrangements with CUNA Mutual Insurance Society to provide all of our eligible* members with $1,000 of Accidental Death and Dismemberment Insurance without cost to members. When you call to apply, tell them you’re a member of KeyPoint Credit Union, and you'll be enrolled in the program over the phone in minutes.
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| Apply for Additional Benefits at Low Group Rates |
In addition to this $1,000 of free coverage, you may also apply for additional benefits available through CUNA Mutual. For an affordable rate, you can get up to $300,000** of accident protection. No medical exams are required and coverage is guaranteed as long as premiums are paid. In addition, AD&D provides the following benefits**:
• Affordable premiums
• Family plans that insure you, your spouse and children
• Double benefit payment for covered loss while a passenger on public transportation
• Built-in inflation protection
• College funding assistance when a covered accident occurs
• Coverage if you lose a limb, your sight or hearing in an accident
Protect yourself and your family; enroll in Accidental Death and Dismemberment coverage today!
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| Get a Free Quote and Apply Today |
View options for your Accidental Death and Dismemberment Insurance or call
toll-free (877) 636-2377.
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| Long Term Care Insurance (CUNA Mutual) |
| Long Term Care Insurance |
KeyPoint Credit Union has partnered with CUNA Mutual Insurance Society to provide members with an Individual Long-Term Care Insurance program. Long-Term Care Insurance is coverage designed to provide benefits in case of an accident, injury, chronic illness or disability that lasts for a substantial period of time, leaving you unable to care for yourself. Regular health plans or Medicare may not be enough to protect you in these instances. With long-term care insurance options you can help:
• Maintain your financial independence with quality care
• Control when and where you receive care
• alleviate burden on your family
• Select options that work best for you with benefits that can be matched to your specific goals
• Take advantage of exclusive potential discounts for members
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| Get a Free Quote and Apply Today |
View options for Long-Term Care Insurance or call toll-free (800) 443-6003.
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* To be eligible, members must be 18 years of age or older.
** Benefits described may vary by state and products available.
Insurance products are provided by third parties, are not NCUA/NCUSIF insured, and are not Credit Union guaranteed.
Discounts may vary and may not be available in all states.
KeyPoint Credit Union provides life insurance to its memebers living in San Jose, Sacramento, Santa Barbara and the Bay Area.