KeyPoint Credit Union began in 1979 as AEA Credit Union by serving people with their banking needs in the technology industry, specifically companies who were members of the organization formerly called the American Electronics Association. The AEA is a nationwide non-profit trade association that has represented all segments of the technology industry for more than 60 years.
In 2004, KeyPoint Credit Union gained a new community charter and was able to expand the field of membership. In addition to our valued technology members, we are also able to serve anyone who lives, works, attends school or worships in Santa Clara County, Alameda County, El Dorado County, Placer County, San Mateo County, Sacramento County, Santa Barbara County, Contra Costa County and designated areas of Ventura County in California. Family members are eligible as long as they reside at the same address.
This expanded opportunity to serve has greatly enhanced our membership and allowed KeyPoint Credit Union to help many more people with our mission of putting members’ financial and banking needs first. Credit Unions are member-owned. KeyPoint is run by a volunteer board of directors which the members elect. Banks, on the other hand, are shareholder owned and are run by paid board of directors. KeyPoint Credit Union, as all credit unions, is a not-for-profit organization. Our profit goes back to the members in the form of dividends, lower fees, and more favorable rates on deposits and loans. Banks are for-profit organizations and their profits go back to the shareholders.
Join KeyPoint Credit Union and be part of an organization that helps you build your net worth and/or business with tools that save you time and money.