Refinance Your First Home Loan Mortgage
Refinance your existing home mortgage now with KeyPoint Credit Union's new Finish Line Loan. You'll pay your home off faster, and own your home outright much sooner — perfect if you're planning to retire without having to worry about loan payments.
- Fixed rate
- 3 to 15 year terms (16-30 year terms and rates are also available)
- No Points, No Fees, No Closing Costs1
Finish Line Loan Payment and Payoff Examples
How quickly can you pay off your home? |
| Fixed Term Period |
7-Year Term |
10-Year Term |
15-Year Term |
30-Year Term |
| DATE FREE AND CLEAR! |
2020 |
2023 |
2028 |
2043 |
| Annual Percentage Rate |
2.99% |
2.99% |
2.99% |
4.24% |
| Monthly Payment Amount |
$1,320.95 |
$965.23 |
$690.19 |
$751.74 |
| Total of Payments Over the Term |
$110,959.32 |
$115,826.77 |
$124,233.40 |
$135,312.43 |
Still have questions?
View Frequently Asked Questions
All figures are based upon a $100,000 loan with a start date of 03/01/13. These examples are purely for illustrative purposes. Actual payments and interest may vary.
Disclosure:
Home refinancing offered at fixed rates of 2.99% to 6.625% APR as of 03/01/13 based on creditworthiness, loan-to-value ratio and other factors. Offered rates subject to change. Featured rate of 3.375% requires 75% LTV or less, and excellent credit and automatic loan payments. Pay $9.66 per month per $1,000 borrowed at 2.99% APR for 120 months. If you pay off and close the loan within 36 months, an early closing fee of $350 applies to lines up to $250,000 or $1000 to loans from $250,000–$500,000.
*Refinance of KeyPoint Real Estate Secured loans and lines do not qualify for the No Point, No Fee, No Closing cost program.