| Dividend Checking Account Details |
| Account Description |
Earn dividends on your checking balance. This checking account gives you total access to your funds, even while you're earning a dividend on your balance. |
| Interest Rates |
View Rates |
Monthly Service Fee
No direct deposit?
No problem.
Get your monthly service fee waived on eligible accounts² by meeting 3 simple monthly requirements:
- 10 debit card transactions
- 2 online bill pay transactions
- Enroll in e-Statements
|
CHOOSE ONE:
FREE with Direct Deposit*
OR
$750 average daily checking balance
OR
$12 Monthly Service Fee
|
| How to Apply |
Open a KeyPoint checking account online, call us at (888) 255-3637 or visit a branch. |
| Free Additional Features |
| Mobile Access |
Stay in touch with your money from anywhere in the world, anytime using any of our latest technologies |
| 24/7 Support |
Get helpful answers from real people by calling (888) 255-3637, or initiate an online Live Chat discussion with a live representative. We're here for you 24 hours a day, every day of the year. |
| Online Services |
- Online Banking: Check balances, transfer funds, pay bills online, get balance alerts and more in real time, any time.
- Check View: View digital copies of cleared checks online.
- e-Statements: Go Green! Get your monthly statement delivered electronically.
|
| Unlimited Check Writing |
This helpful perk comes with all of our checking account products. |
| VISA® Debit Card |
Pay for anything, anywhere VISA® is welcome; without having to write a check. |
| Coast-to-Coast Locations |
More than 4,000+ shared branches nationwide - it's like having a KeyPoint Credit Union branch everywhere you go - with no service charges. |
| Access365 TouchTone Banking |
Fully-automated telephone banking available 24 hours a day, every day of the year by calling (888) 844-3279 or (408) 245-0104. |
| 28,000+ Co-Op ATMs |
Use thousands of FREE ATMs nationwide. |
APY = Annual Percentage Yield
RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE
*Requires monthly direct deposit of at least $500 or meet monthly requirements. Checking program availability and terms are subject to change without notice. Certain restrictions apply.
²Applies to only the Basic Checking, Unlimited Checking and Dividend Checking Accounts.