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        KeyPoint Basic Business Savings

        Account Details
        Account Description A place to tuck money away so you have liquidity for an unexpected need. This account can also provide overdraft protection to your business checking account – which helps preserve your good credit reputation.
        Account Benefits
        • Tiered interest rates that pay more as your balance increases
        • Overdraft protection when this account is linked to your business checking account
        • The convenience of ATM access with a Business ATM card.
        Monthly Service Fee

        Free with $100 minimum daily balance

        -OR-

        $5 Monthly Service Fee

        Monthly Activity
        • You may make up to six electronic withdrawals per month at no cost.
        • Unlimited withdrawals at any KeyPoint branch, ATM, or via check request over the phone.

         
        How to Apply Send an online request, call us at (408) 731-4301 or visit a branch.
        Business Services Department Hours:
        Monday-Thursday: 9:00 am-5:00 pm PST; Friday: 9:00 am-6:00 pm PST.
        Free Additional Features
        ATM Access Enjoy free unlimited ATM transactions at KeyPoint ATMs and at more than 25,000 Co-Op ATMs or any of the 3,300 shared branches nationwide.
        24/7 Support Get helpful answers from real people by calling (888) 255-3637, or initiate an online Live Chat discussion with a live representative. We're here for you 24 hours a day, every day of the year.
        Online Services
        • Online Banking- Check balances, transfer funds, pay bills online, get balance alerts and more in real time, any time.
        • Check View- View digital copies of cleared checks online.
        • e-Statements- Go Green- get your monthly statement delivered electronically.
        Access365 TouchTone Banking Fully-automated telephone banking available 24 hours a day, every day of the year by calling (888) 844-3279 or (408) 245-0104.