KeyPoint Credit Union appreciates the needs of small businesses. To support the entrepreneurial spirit, we offer several low-interest business loan options to help you acquire resources and make the most of opportunities as they come along.
Some of the ways our business loans and lines of credit are unique:
- Our loan plans are customized for your needs.
- We offer lower business loan rates, fewer business loan fees, and a higher level of service than you'll find at banks.
- Expect a supportive, attentive approach from loan professionals who take your success to heart.
Which business loan is right for you?
| |
Secured Loans |
Commercial Real Estate (CRE) |
Vehicle/ Commercial Vehicle Loans |
Share Secured Loans |
Signature Loans |
| Minimum Loan Request Amount |
$50,000 |
$350,000 |
$5,000 |
$20,000 |
$25,000 |
| Maximum Loan Request Amount |
$250,000 |
N/A |
$100,000 |
$100,000 |
$50,000 |
| Available Terms |
60 months / 144 months on RE secured |
Depends on loan request and qualifications |
24 - 84 Months |
12 - 60 Months |
36 Months |
| Rates (Range) |
Prime + a Risk Margin depending on qualifications |
Prime + a base rate + a Risk Margin depending on qualifications |
Currently range from as low as 3.24% to 8.24% |
Share Secured is as low as 5.49% CD Secured as low as CD Rate + 2.25% |
Prime + a Risk Margin depending on qualifications |
| How to Apply |
Apply Online or call Jeff A'ana at (408) 731-4303. |
Which line of credit is right for you?
| |
Secured Lines |
Unsecured OverDraft |
Unsecured Signature Line of Credit |
| Minimum Loan Request Amount |
$50,000 |
$1,000 |
$5,000 |
| Maximum Loan Request Amount |
$250,000 |
$5,000 |
$50,000 |
| Available Terms |
12 - 36 Months |
12 - 36 Months |
12 - 36 Months |
| Rates (Range) |
Prime + a Risk Margin depending on qualifications |
Prime+ a Risk Margin depending on qualifications |
Prime + a Risk Margin depending on qualifications |
| How to Apply |
Apply Online or call Jeff A'ana at (408) 731-4303. |
*Certain industries are excluded from obtaining small business loans from KeyPoint Credit Union. See Business Loan Officer for a list. KeyPoint Credit Union will not finance or use as collateral vehicles that transport chemicals. Additional rate discounts are available for direct pay on Commercial Auto Loans. Ask about our quick approval loans and lines under $50,000. Effective August 15, 2012.