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Today's Rates

KeyPoint Basic Checking

Basic Checking Account Details
Account Description The pleasures of simplicity. For members who may not need frequent ATM access, our basic Checking Account may be ideal.

Monthly Service Fee

No direct deposit?
No problem.
Get your monthly service fee waived on eligible accounts² by meeting 3 simple monthly requirements:

  • 10 debit card transactions
  • 2 online bill pay transactions
  • Enroll in e-Statements
CHOOSE ONE:

FREE with Direct Deposit*

OR

$250 average daily balance

OR

$8.50 Monthly Service Fee

How to Apply Open a checking account online, call us at (888) 255-3637 or visit a branch.
Free Additional Features
Mobile Access Stay in touch with your money from anywhere in the world, anytime using any of our latest technologies
24/7 Support Get helpful answers from real people by calling (888) 255-3637, or initiate an online Live Chat discussion with a live representative. We're here for you 24 hours a day, every day of the year.
Online Services
  • Online Banking: Check balances, transfer funds, pay bills online, get balance alerts and more in real time, any time.
  • Check View: View digital copies of cleared checks online.
  • e-Statements: Go Green! Get your monthly statement delivered electronically.
Unlimited Check Writing   This helpful perk comes with all of our checking products.
VISA® Debit Card Pay for anything, anywhere VISA® is welcome; without having to write a check.
Coast-to-Coast Locations More than 4,000+ shared branches nationwide - it's like having a KeyPoint Credit Union branch everywhere you go - with no service charges.
Access365 TouchTone Banking

Fully-automated telephone banking available 24 hours a day, every day of the year by calling (888) 844-3279 or (408) 245-0104.

28,000+ Co-Op ATMs Use thousands of FREE ATMs nationwide.

*Requires monthly direct deposit of at least $500 or meet monthly requirements. Checking program availability and terms subject to change without notice. Certain restrictions apply.
²Applies to only the Basic Checking, Unlimited Checking and Dividend Checking Accounts.